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Message from the President



Since 1895 Sterling has been providing quality insurance protection to New Yorkers with an ever expanding array of product offerings.

As a mutual company located in upstate New York, we are owned by our policy holders versus stockholders. Consequently, we are not accountable to "Wall Street", we are accountable to "Main Street" where our policyholders live and work, just as we do. Our mutual company status allows us to take a long term outlook and proactively respond to the needs of our policyholders without pressure from stockholders who are often interested in short term gains. We are an incredibly stable organization that has grown to where we now insure over 100,000 New Yorkers.

We are rated A (Excellent) by AM Best Company, the industry's most widely recognized rating authority and independent agents have consistently ranked us as a top carrier to do business with in New York State.

This website is designed to give you a better familiarity with Sterling but I also encourage you to visit an independent Sterling agent and get first hand professional advice on the kind of organization we are. If we're not the right fit for you, they have many alternatives, but we are confident you will be pleased with your insurance protection if we are honored to have your business.

Sincerely yours,

Stephen A. Harris, CPCU