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Identity Theft



Give your identity the protection it deserves... Identity theft is a serious crime. It can cost thousands of dollars and take months or even years to clear up a good name and restore your credit history. Identity theft can cost its victims lost job opportunities and refusals for loans, and it often causes feelings of humiliation, anger and frustration.

Adding Sterling's new Identity Theft and Advocacy Service Program to your homeowner's policy can help you avoid the hardships of identity theft and recovery more quickly from a stolen identity - and for only an additional $10 charge to your annual premium.

Did you know...

  • Every day 27,000 people become victims of identity theft.
  • Identity theft complaints have topped every other category filed with the Federal Trade Commission for six consecutive years.
  • The average cost of identity theft is $4,800 per victim.

Expert help is only a phone call away...
If you suspect your identity has been compromised or have any identity-related concerns, call your local independent insurance agent, to be referred to a fraud specialist from Identity Theft 911.

Continued awareness is key...
Identity theft can happen to anyone.  That’s why we give you free access to up-to-the-minute news alerts, in-depth articles, newsletters, and a wealth of preventative guidelines at: www.sterlingins-idtheft.com.      

Sterling will provide identity fraud expense coverage...

We will pay up to $10,000 for reasonable and necessary expenses incurred as a result of identity fraud or an account takeover (certain exclusions apply). Coverage includes:

  • Lost income of up to $100 per day. ($1,000 maximum)
  • Costs of notarizing affidavits and reproducing documents.
  • Costs of certified mail to law enforcement agencies.
  • Attorney fees incurred as a result of identity fraud.
  • Costs of long-distance phone calls to merchants, law enforcement agencies, etc.
  • A $100 deductible applies to this coverage.

Identity Theft and Advocacy Service:

With this coverage, you will also receive our Identity Theft and Advocacy Service provided by Identity Theft 911®, the premier identity theft resolution company in the United States.

If you become the victim of identity theft or an account take-over, a dedicated fraud recovery expert will work with you one-on-one until your crisis is resolved.

  • Unlimited one-on-one access to a fraud specialist.
  • Proactive assistance after theft of loss of wallet/purse (to minimize risk)
  • FREE advocate-assisted fraud alerts placed with all credit bureaus
  • Assistance and guidance filing a police report
  • Assistance replacing checks, credit and debit cards
  • Notification and preparation of all necessary documentation, including an Identity Theft Passport (where available)
  • FREE 3-in-1 credit report and assistance with credit file freeze for victims of identity theft
  • One year enrollment in state-of-the-art credit monitoring, and fraud monitoring of over 1,000 public records databases for victims of identity theft
  • An additional year of active follow-up after resolution
  • Preventative resources, including in-depth articles, up-to-the-minute news alerts, and more at www.sterlingins-idtheft.com