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Sterling
Insurance Company
PRIVACY NOTICE
Your Privacy Is
Our Concern
Sterling Insurance Company has been
providing quality insurance products since 1895 and we consider it a privilege to be able
to assist you with your insurance needs. We also recognize that with this privilege comes
responsibility - a responsibility to protect your personal privacy. We take this
responsibility very seriously. This Privacy Notice is provided for information purposes
only, you need not respond to this notice. If you have any questions or comments, however,
you may write to: Privacy Officer, Sterling Insurance Company,
PO Box 9, Cobleskill, NY
12043
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TYPES OF INFORMATION
COLLECTED
AND FROM WHOM
We collect nonpublic personal information about you and claimants under our
insurance policies from a multitude of sources in
order to facilitate the quoting and providing of insurance coverage, servicing
accounts, billing, claims handling, preventing fraud, regulatory compliance, administering
benefits, etc. as permitted by law. Most of the information collected, (such as name,
address, date of birth, social security number, driver information, and coverage
information) comes directly from you by way of insurance applications, verbal
communications and transaction information such as billing and claims records. Depending
upon the nature of the relationship, and when legally permitted, we may gather information
from outside sources such as motor vehicle records, loss information reports, consumer
reporting agencies, court records, physical inspections of our property,
our affiliated companies, automobile dealers,
attorneys, treating physicians, public records, lenders, the US Postal Service,
claims adjusters, law enforcement agencies and you agent or broker.
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SECURITY POLICIES AND
PROCEDURES
All employees are restricted from accessing nonpublic
personal information about customers and consumers except when they need to know
information to provide services. The company maintains physical, electronic and procedural
safeguards that comply with federal and state regulations to guard personal information.
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