Products:

Sterling Insurance Company directly underwrites a variety of  personal and commercial insurance products:

• Homeowners

• Mobile Homeowners

• Tenant Homeowners

• Dwelling Fire

• Equestrian Estate

• Personal Automobile

• Personal Umbrella
   

• Landlord Package
• Inland Marine
• Special Multi-Peril
• Business Owners
• Commercial Fire
• Commercial Liability

At Sterling, we've focused on creating these insurance coverages to address the basic insurance need We also stand ready to help our agents in finding products that complement the coverages offered by Sterling Insurance Company.

For higher-value personal lines insurance and additional commercial risks, we offer Sterling Marketing Services, Inc.   A Wholly-Owned Subsidiary of Sterling Insurance Company.
 

For unusual or harder-to-place risks, we sponsor our agents to represent New York Mutual Underwriters. 
(Click logo to link to NYMU website.)

We live in New York.  We work in New York.  We insure New York.  As our industry continues to change, we are committed to finding opportunities to be of service, to fill a need, to satisfy a customer.

Insurance Coverage:

It’s important to keep in mind that your homeowners policy contains limits and exclusions that can affect the way in which a loss is settled. 

Don’t make the mistake of assuming you’re covered. 

If you have not recently reviewed your coverages, contact your independent insurance agent today!

• Have a loss

• Move

• Sell your house

• Add value to your property – build an addition, add a deck, a garage, etc.

• Plan to leave your dwelling vacant or unoccupied for an extended period of time

• Plan to conduct a business on your premises

• Store or plan to store business property on your premises

• Own or acquire a boat or watercraft

• Own or acquire a recreational vehicle – ATV, snowmobile, jet ski, etc.

• Purchase valuable articles or fine arts – paintings, collectibles, antiques, etc.

• Own or plan to purchase jewelry

• Plan to have work done on your home by an outside party